B2B debt recovery for recruitment, construction, and legal. Free audit in 48 hours. Nothing to pay until money lands.
Recent outcomes
How it works
Your internal team will always soften the chase. That's not a criticism — it's a structural problem. The consultant who placed the candidate shouldn't be the one chasing the invoice.
We're a named third party. We start with a free audit — no charge, no commitment — then get to work the same day you sign.
CSV, Excel, or PDF — whatever you have. We review your full book within 48 hours and tell you what's recoverable, what to deprioritise, and exactly what we'd charge. Free.
A simple one-page agreement. Your cases are loaded immediately. Automated and manual outreach begins within 24 hours. You get a live dashboard showing every action in real time.
Payments go directly to your account. We invoice our fee only on successful recoveries. Weekly reports every Friday. Nothing hidden, nothing upfront.
Late Payment Legislation
Under the Late Payment of Commercial Debts Act, you're legally entitled to claim statutory interest on every overdue B2B invoice — plus fixed recovery costs. Most businesses never pursue it. We do, on every eligible debt we take on.
Common concerns
"Won't this damage our client relationships?"
Our approach is professional and calibrated — never aggressive. We contact debtors as a named third-party recovery partner. Most client relationships survive a well-handled escalation. The ones that don't were already under strain.
"What if you don't recover anything?"
You pay nothing. Not a penny in fees, setup costs, or admin charges. Our entire model is contingency-only. If we don't collect, we don't get paid. That's not a marketing line — it's written into every agreement.
"We've already chased these ourselves."
That's the most common situation we're brought into. Internal chasers and a named external firm land very differently with debtors. A structured escalation from a third party signals you're serious. That changes behaviour.
"Are you regulated? What about our data?"
We're ICO registered and process debtor data under UK GDPR as a data processor on your behalf. Every engagement includes a data processing schedule. Your data is never sold, shared, or retained beyond the engagement.
"How do you recover debt that's 90+ days old?"
Most aged debt falls into three categories: genuinely disputed, lost in a debtor's AP system, or intentionally delayed. Each needs a different approach. The audit tells us which is which before we spend time on the wrong ones.
"What's the minimum you'll take on?"
Portfolios from £5,000 total. Individual invoices in a Recovery Sprint from £500. If your portfolio is below this, we'll tell you clearly in the audit rather than take it on and underdeliver.
"We'd written off about £90,000 of it. They came back and said £95,000 of the total was realistically recoverable. Our reaction was: we assumed most of that was gone."
How we work
Most debt collection agencies are high-volume operations. Cases get pooled, passed around, and deprioritised.
You deal with the same person from the free audit through to the final recovery report. No handoffs, no repeating yourself.
Your live dashboard shows every chaser sent, every response received, and your current recovery total. Nothing happens that you can't see.
Recovered this week. Total to date. Cases in active communication. No chasing us for updates.
Our track record
We run every client case on Equisettle, a purpose-built debt recovery platform that automates chaser sequences, tracks every debtor interaction, and surfaces the highest-probability recoveries first. You get the benefits of enterprise-grade technology without the enterprise price.
Sectors
We focus on the three sectors where late payment is most persistent and where we understand the debt patterns cold.
Recruitment & Staffing
The UK's highest late-payment sector. Placement fees, temp payroll, and contract invoices sitting 60–90+ days are the norm — not the exception.
Construction
Retention disputes, slow-paying main contractors, and subcontractor chain delays create some of the most complex aged debt in UK business.
Legal
Law firms and barristers' chambers often can't pursue professional clients aggressively. We act as an extension of your practice.
Pricing
No setup fees. No admin charges. No membership. We make money when you make money.
Ongoing Recovery
We manage your active debtor book on a rolling basis. New overdue invoices in, recovered cash out.
of each recovered invoice
Recovery Sprint
A focused 60-day campaign on your aged debt — invoices 60 days or more overdue. One-time, no ongoing commitment.
60–120 days: 15% · 120d+: 18%
Questions
How long does a Recovery Sprint take?
Typically 60–90 days. We include a timeline estimate in the free audit response based on your specific debt mix and debtor profile.
What happens if a debtor disputes an invoice?
We categorise disputed debts in the audit and handle them separately. We don't chase a genuinely disputed invoice — we flag it and advise on resolution options. Included in the audit at no cost.
Can I use Fynrec for a single large invoice?
Yes. A single invoice at £500 or more can be taken on as a Recovery Sprint. Submit it through the audit form and we'll assess it within 48 hours.
What does the free audit actually involve?
You send your overdue invoice list. We categorise each debt, estimate what's recoverable and what isn't, and return a written breakdown with our proposed fee. No charge, no obligation.
Do you handle consumer debt?
No. We work exclusively on commercial B2B debt — business-to-business invoices only.
Free Debt Audit
Send us your overdue invoices. We'll tell you what's realistically recoverable, what to deprioritise, and what we'd charge — within 48 hours.
48-hour turnaround. Written breakdown of your full book.
No commitment required. Free regardless of whether you proceed.
No sales call unless you want one. We respond by email.
ICO registered. UK GDPR compliant. Your data is never shared.